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Welcome to SFE Loans

All mortgage brokers can organise you a home loan. But how do you know the home loan product you’re being offered is the right mortgage loan product for you – and not just the banks most popular home loan, or the mortgage broker’s best mate who owns a home loan company?

With such a vast array of available home loans; all with varied home loan rates, bank home loan rules, regulations and restrictions, it’s easy to get lost in the maze of banking world madness! In this world they speak another language - financial jargon designed to confuse. Impressive lists of evolving variables- such as home loan rates, tax breaks and home loan incentives such as the First Home Buyers Grant are sure-fire systems that drive even the most reasonable and patient people totally insane. So powerful is this chaotic system that the world’s financial empires grow bigger as poor, confused consumers suffer.

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Have you hit rock bottom yet? Are you ready to acknowledge that you are powerless in this vast multi verse of home loan and mortgage products without the help of a mortgage professional?

If so, then you’re ready to meet SFE Loans and begin your journey to financial freedom and empowerment.

SFE Loans offers ‘mortgage planning services’ – which is really just a fancy way of saying “let’s find out what you want, let’s get your finances organised, and together let’s create a plan for your financial future.”

There’s no point saving your hard earned cash, getting your first home loan, buying that exciting first home…and then hoping for the best. What if in the future you want to use the equity in your home to finance an investment property? Does your current home loan product allow that? “Indeed they do,” you say. But do you know the endless litany of ‘service’ and ‘transfer’ fees that you will be charged?

What if (let’s get really dramatic) you default on a few mortgage payments on this swanky investment pad and have put the entire value of your first home up as collateral! So now you follow in the footsteps of the thousands of homeless Americans, with no home to live in and no investments either.

“Madness” you say. “Never! Not me!” Sorry to shatter such fragile illusions - but the awful truth is this happens way too often – right here, in Australia. Usually, this is because people don’t really understand the complex nature of their home loan, having been denied the right to financial education.

That’s why a relationship with a SFE Loans mortgage planner may be the most important relationship you have. A Relationship for Life. At SFE Loans we’re committed to home loan and financial education, ethical business practices and nurturing our relationships with our clients to ensure they receive the most appropriate home loan product. Most importantly, we ensure you understand the intricate structure and details of your chosen home loan. We provide our clients with knowledge. With knowledge comes power.

At SFE Loans, we’re ready to stand by you throughout your life journey. From helping you obtaining your first home loan, to ensuring you have planned for that home renovation loan that you will so desperately need to avoid insanity when your family expands. We will help you find home loan refinancing or negotiate a better home loan rate. We will help you plan for, and secure an investment home loan to buy that investment property that’s going to be your cash cow as you grow older and have time to party around the world.

We assess your current financial situation, find out your immediate needs, and help you define your future goals. We then create a tailor-made package that outlines the most appropriate home loans and mortgage products for your unique situation. As your industry expert, we inform you of the difference between the various home loan structures and make sure you’re informed about details often overlooked (the ones that cause so much heartache down the track.) We ensure you understand which home loan is the one you need – but also make sure you know WHY it’s the right loan for you.

Once you’ve chosen your home loan or home equity loan, we do the hard yakka and negotiate on your behalf with home loan providers to secure your home loan with minimal fuss.

Take control of your financial future! Let SFE Loans create a tailor made mortgage plan for you today! Achieve your dreams and save a load of cash along the way!