good to know

Frequently asked questions about our services

What are the most frequently asked questions about / to mortgage brokers?

How do I buy a house?

Should I fix my loan or leave it variable?

I have multiple loans that I'm paying, can I refinance them into one loan?

What is Lenders Mortgage Insurance?

How do I choose the right mortgage broker?

How much deposit do I need to buy a property?

What if I found the perfect property but I have not finished saving enough?

Am I eligible for any grants?

What other costs should I allow for?

Do I need mortgage insurance?

What does accredited mean?

What is serviceability?

Do you have your own Credit Licence or are you a Credit Representative?

What commission do you get paid for writing my loan?

What impact will my credit card limits have on my borrowing capacity?

What is a comparison rate?

What procedures do I need to follow in order to obtain my finance and settle my loan?

If I choose to take out a fixed interest rate can I choose to lock my fixed interest rate in prior to settlement?

Are you members of the Mortgage Finance Associate of Australia (MFAA) or Finance Brokers Associate of Australia (FBAA)

Why should I trust you?

What's a credit score?

Can I include my car loan or credit card into my new purchase home loan?